Health insurance and Out of Pocket health care expenditure in Kenya

نویسندگان

چکیده

Aim/purpose – The aim of this study was to estimate the effect health insurance on Out-of-Pocket (OOP) care expenditure in Kenya. It is informed by persistence challenges access and utilization quality affordable services. Previously, researchers have estimated effects different forms fi- nancing its demand shown that affordability not only enhances use services but also cushions people against adverse financial risks associated with catastrophic spending. Design/methodology/approach used Kenya Household Health Expenditure Utilization Survey (KHHEUS) 2013 data, employed two-part model estimation approach. sample size considered 6,961 unit analysis being an individual household member. Findings overall results showed having a cover did exclude one from using OOP payments. However, probability such spend- ing low for compared those without insurance. Additionally, if any cash paid service, significant level Research implications/limitations findings imply uptake does fully cushion both payments when seek- ramifications how- ever, encountered unavailability more recent data KHHEUS series. In addition, relatively small population after cleaning. Originality/value/contribution Potential had been explored As such, filled gap. technique latest survey data. Keywords: insurance, Out-of-Pocket, care, model, JEL Classification: I13, I14.

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ژورنال

عنوان ژورنال: Journal of Economics & Management

سال: 2022

ISSN: ['2719-9975', '1732-1948']

DOI: https://doi.org/10.22367/jem.2022.44.03